Bespoke Deal Sourcing

Property investments,
underwritten like a private bank.

An invitation-only sourcing desk for serious UK investors. Tell us your mandate — we find, underwrite and shepherd the deal that fits. Every figure evidenced, the address blind until you reserve.

Request an invitation

Conventional & Sharia-compliant · Compliant end to end

An elegant Georgian London townhouse in honey Bath stone at golden hour, claret roses climbing the facade.
Sourced, not listed

Every address earns its place on the list.

Our approach

Four standards, held on every deal.

We underwrite a small number of deals to the standard you would expect from a private bank — and stand behind the numbers. This is what that means in practice.

Bespoke

Sourced to your mandate

This is bespoke deal sourcing, not a listings feed. We hold your strategy, areas, budget and funding type on file — and go looking for the deal that fits it, on-market and off. If nothing fits, you hear nothing.

Underwritten

The numbers, not a glossy PDF

Every deal carries a real acquisition stack, operating P&L, a five-year forecast and a sensitivity strip — with honest “estimated” vs “confirmed” labelling on every figure. You see how the return is built.

Blind until reserved

The address is the product

You review the full economics and the area first; the address, photographs and evidence pack unlock the moment you reserve — so the deal you back is still there to back.

Compliant end to end

AML, contracts, protected deposits

Verification before you can reserve, an e-signed reservation agreement with a tamper-evident record, deposits held in a protected client account, and a full transaction ledger. Nothing off-book.

The opportunities

Six ways we put capital to work.

Every mandate is bespoke, but the deals we source fall into six disciplines — each with its own underwriting and its own legal gates, cleared before a deal ever reaches you.

BTL

Buy-to-let

Single lets bought below market, stacked to today's rules.

BRRR

Buy · Refurbish · Refinance · Rent

Discount and uplift, both evidenced before you commit.

HMO

Houses in multiple occupation

Room-level income, licensed and Article 4-checked first.

SA

Serviced accommodation

The short-let uplift, underwritten on medians — not folklore.

MUFB

Multi-unit freehold blocks

One roof, several rents, and a built-in valuation margin.

C2R

Commercial to residential

The £/sqft arbitrage, with planning gates cleared up front.

Explore the opportunities

An underwriting desk: a property survey with floor plans, a valuation report with charts, a fountain pen, reading glasses and a brass magnifying glass on claret leather.
The desk we underwrite from — survey, valuation, comparables.
The underwriting

You see exactly how the return is built.

No summary standing in for the arithmetic. Each deal opens as the full sheet we underwrite from — the same figures, the same evidence, the same assumptions you can challenge.

  • An acquisition stack to the pound — purchase, refurbishment, fees and finance.
  • Operating P&L and a five-year forecast — rent, voids, management, maintenance, debt service.
  • A sensitivity strip — how the return moves if rates, rent or refurbishment shift against you.
  • Comparable evidence and an area snapshot — the market behind the numbers, not just the numbers.
  • Every figure marked estimated or confirmed — you always know a quote from a hope.
How it works

From mandate to completion, in one place.

01

Matched to your mandate

We hold your strategy, areas, budget and funding type — and only send deals that genuinely fit.

02

Review the underwriting

Open the full deal sheet in your private portal — the stack, forecast, comparable evidence and area snapshot.

03

Sign & reserve

Sign the reservation agreement and pay the holding deposit. The deal locks to you exclusively and unlocks in full.

04

Shepherded to completion

A live milestone timeline from memorandum of sale to completion — we track and chase; you stay informed.

See the whole process

A refurbished period London living room: light oak herringbone floor, off-white panelled walls, a linen sofa, brass lamps and an olive tree by a tall sash window.
A finished home — the return made tangible.
Financed your way

Conventional and Sharia-compliant, side by side.

Every deal is stacked twice. Conventional investors see a debt-financed return; halal investors receive a Sharia-only sheet built on a rental-rate structure — no interest, no interest terminology, and assumptions adjusted for genuinely riba-free treatment.

Same property, same evidence, the economics you can hold to your own principles — without a separate conversation or a compromise.

The platform

Built for this office — not a white label.

Behind the portal is our own platform, purpose-built for bespoke sourcing. These are the parts you’ll touch.

The deal sheet

The full underwriting, live

Acquisition stack, P&L, five-year forecast and sensitivity strip — with every figure individually marked estimated or confirmed.

The portal

Sign in with a link, not a password

Your deals, documents and messages in one private place. Magic-link entry, invitation only — nothing to remember, nothing to leak.

The unlock

Blind until reserved

Full economics first; the address, photographs and evidence pack unlock the moment you reserve — enforced by the platform, not by promise.

E-signing

Contracts signed on-platform

The reservation agreement is e-signed with a tamper-evident record — a verifiable trail, not an email attachment.

The money

Protected deposits, proper invoices

Holding deposits go to a ring-fenced client account; invoices are issued on the spot, and a full ledger records every movement.

Progression

A live timeline to completion

Memorandum of sale to keys — each milestone tracked in the portal, with questions asked and answered on the record.

A young child running down the bare hallway of a just-purchased Victorian terrace, moving boxes by the wall.
The first evening of a right decision.
For whom

Built for investors who value a short, well-underwritten list over an endless feed — and want the paperwork done properly.

  • Portfolio landlords scaling with BTL, BRRR and refurbishment plays.
  • Cash and mortgage buyers who want the return shown, not asserted.
  • Muslim investors requiring a genuinely riba-free structure and terms.
  • Anyone who’d rather reserve one right deal than sift a hundred.
Handled properly

The compliance is the point, not an afterthought.

Anti-money-laundering checks gate every reservation. Contracts are signed on the platform with a verifiable evidence record. Client deposits sit in a ring-fenced, protected account — separate from operating funds — and every movement is recorded in an auditable ledger.

Property RedressTBC
ICOTBC
Client MoneyTBC
AML SupervisionTBC
A hand holding a small ring of brass house keys above a kitchen worktop with a folded floor plan.

Request an invitation.

Tell us your mandate and we’ll be in touch. Whether you’re building a portfolio or buying your first investment, the process is the same — bespoke, evidenced, blind until you reserve.

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Illustrative only. Provenance.Properties does not arrange or advise on finance; all figures are indicative until confirmed by survey and quote.